By in Personal

An Unexpected Offer

The last article I posted was about how I was considering moving to Colorado and I laid out both pros and cons for the move.

Well, on Facebook I had posted in a couple local groups trying to sell some of my stuff, stating that I wanted to move out of state and needed to unload items and get some more money to help with moving expenses.

Shortly after posting that I got a message on Facebook from a woman who fosters for our rescue. She asked if I was really moving, and I told her yes, that I hadn't been happy in a long time and feel like I need a fresh start. That's when she made me a pretty incredible offer.

She invited me to live with her, rent free, in exchange for pet care. She said her husband is trying to get a job in a city here that is far away and that it would last at least a year. And she is a flight attendant, and she doesn't want her dogs being moved between cities. So I would live there free, and in exchange take care of the dogs when they are gone.

How could I say no to something like that? And I told her I would also earn my keep by helping out with pet care (like cleaning up the waste, feeding, etc) and helping keep the house clean. I also offered to pay what I could afford in rent, but she said helping with the dogs and the house would be enough! :)

This would solve a couple of the issues/stressors that had be thinking about Colorado in the first place.

When I was researching Colorado I did think it sounded like a great place, one that I would enjoy living in. So I'm not completely ruling it out. But I figure if I stay here and live with out foster I can take some time to save up some money, try to get my credit built (once I figure out how) and then in the future if I decide to move I'll have a bigger bank account and good credit. Maybe I could even buy my own place when I moved instead of renting long term!

And I'll tell you all now that these people are really cool, and they have a really great house. Right now they have a backyard that is a whole acre, and they have an area in their house that can be closed off into it's own little wing (I'm just assuming at this point that's where I'd stay). And their current house is about a mile away from my house now, so I could see my babies (my mom's dogs) whenever I want. And of course they have said my pets are welcome too!

So fingers crossed that this works out! I really don't want another positive (and this being the biggest one yet) being taken from me!

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wolfgirl569 wrote on August 23, 2015, 10:23 AM

I hope it all works out for you. That could be a big help. As for building your credit try getting a secured card. That is one where they hold so much cash for security and you charge against it. But as long as you keep the bill paid each month they will start raising your limit above what you had secured and soon you will be able to get a regular credit card

LoudMan wrote on August 23, 2015, 11:53 AM

Good luck and get everything in writing.

LeaPea2417 wrote on August 23, 2015, 11:55 AM

That sounds like a very interesting nice offer. I hope everything works out well with this.

WordChazer wrote on August 24, 2015, 4:49 PM

Wow. If that is all so, I hope that works out for you.

Began1988 wrote on August 24, 2015, 9:09 PM

I will look into that! Thank you for the tip! :) I have tried apply for store credit cards because everywhere I read says it's easier to get those...I guess not, everyone denied me.

wolfgirl569 wrote on August 24, 2015, 10:50 PM

Since the big market crash things have gotten stricter again. Before that happened my oldest boy managed to get one while he was still in high school. Just way to east then

Began1988 wrote on August 29, 2015, 10:25 PM

So I looked up secured cards and I'm a little confused. They say what deposit you put in, is what your minimum is. So if I put $500 in, I have a limit of $500. Does that mean I put the $500 in, when I use the card that $500 is what I'm taking money from? Or the $500 I put in, I'll never see again?

Began1988 wrote on August 29, 2015, 10:27 PM

Like here's the card that was recommended to me:

wolfgirl569 wrote on August 29, 2015, 10:54 PM

I really dont know, you could request more info and see if you can figure it out. The interest rate seems high so it is a starter card most likely. But yes you may have to get one where you invest and that amount is your credit limit until your score starts going up good. Reporting to all 3 credit agencies like that one says it does is also needed to build your credit

Began1988 wrote on September 1, 2015, 12:01 AM

I don't know why I didn't do this before but I talked to my credit union about doing a credit building loan. They sent me the info, now my sister is helping me understand it! Lol

wolfgirl569 wrote on September 1, 2015, 10:13 AM

That is a good idea. Hope you figure it out

paigea wrote on September 24, 2015, 9:20 PM

I hope that all works out for you. A great way to build up some saving.s