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Eye Surgery vs Down Payment

I've run into the same dilemma for the second time in my life.

I have really bad eye sight, and I tried to get Lasik done at one point. Lasik would have cost me $1,000 tops. Too bad I was informed that my eye sight is so bad I do not qualify for Lasik (the FDA has not approved the laser to be used as much as I would need it). So I was told to look into ICL (Implantable Contact Lenses). I did, and it is a lost more expensive. But I REALLY want eye surgery, I hate wearing contacts. And there is no way I'll go out in public in the thick glasses I would have to wear. Plus having the surgery done would save me money in the long wrong.

But I'm also wanting to save up for a down payment so I can get my own house. I am about halfway there with my savings.

Then I think, it'll be smarter to get the eye surgery when I don't have a mortgage to worry about, and then once I get it done I save money on buying contacts, solution, glasses, etc. If I have the eye surgery done it'll take about 1/2 of my savings.

So I kind of want to expensive things the same amount - do I get the eye surgery now and stay in my current situation for longer, or do I save up for a down payment, get a house, and wait longer for my eye surgery??


Thank you!

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wolfgirl569 wrote on March 29, 2015, 9:18 AM

You are the only one that can really decide, but if my eyes were that bad I would go with the surgery first. Or try to find some glasses you really like and skip the surgery altogether.

WordChazer wrote on March 29, 2015, 9:54 AM

I would say the surgery before the downpayment, because you'll save on lenses and so on after surgery, giving more for the downpayment. My husband wasn't eligible for Lasik either, because we looked into it for him. I used to have lenses but lenses and computers are not a good mix in my life so I went back to wearing glasses. My employer gives me a voucher towards the cost of my glasses when I need to replace them so it's not too bad really.

FernandoSHA wrote on March 29, 2015, 2:37 PM

Wearing glasses is indeed a very distracting things as I am experiencing. I too would like to have Lasik but can no longer afford it at this time as I'm already retired. The decision to undergo an eye surgery or save the money for the house down payment really depends on which is your most priority.

Alexandoy wrote on March 29, 2015, 9:13 PM

I am getting scared of this surgery because they say old people cannot escape cataract.

Began1988 wrote on March 29, 2015, 9:37 PM

I just don't like my self in glasses. I have bad self esteem as it is, I don't need anything adding to that! Haha! I'm over my elementary school awkwardness and I do not want to go back to it by wearing glasses again :P Lol

Began1988 wrote on March 29, 2015, 9:39 PM

Yes glasses are annoying, I wore them as a kid. But I also don't like how I look in them. Some people can pull glasses off, I can't. I do think it might be smarter to go with the surgery first - but the surgery also depends heavily on what happens with my job. They are going to start letting people work from home, and either I need to get approved for that, or I would have to take 2 weeks off (and I don't have PTO building up right now because I'm still on temp status).

WordChazer wrote on March 30, 2015, 5:28 PM

My impression is, if you're valued as an employee, your company will approve you to work from home. I've had work from home status before, especially where the boss can track what I achieve by documents uploaded to a website or server. Hope it works out for you!

Last Edited: March 30, 2015, 5:29 PM

Began1988 wrote on March 31, 2015, 10:21 PM

They'll be able to keep track of my work, it's a call center job and they can see when I'm logged onto the phone, they can see when I have myself available to take cares of if I have myself on unavailable. So there can be no messing around, they'll catch ya! :) But I have been told numerous times I'm doing very well (I was hired on as a "contract employee" in October) and I have been doing everything I can to make myself look even better - working OT when they need people to, learning extra tasks...I still have perfect attendance since I started, never been late or missed a day. So hopefully they realize I can be trusted! :) Thank you!

paigea wrote on April 4, 2015, 9:20 AM

Personally I might consider waiting until I was full time or on steady at my job if possible. I would seiously talk to the doctor about how beneficial the lasik is going to be in my situation and how long I can expect the improvement to last. Just things I would want to know before making my decision.

Carmelanirel wrote on April 12, 2015, 7:25 PM

Oh, that is a hard question, are your glasses really that thick? Then maybe, if you really want the surgery, that should be first, especially if you already hae a home, even if you are renting at the moment. However, like wolfgirl569 said, it is your decision and I am sure there are glasses out there that will make you look great, you just have to find the right pair.

Firecracker wrote on April 19, 2015, 5:30 AM

Oh, I hate the thought of surgery! Eek! lol

With that said, I think you answered your own question. It would be a lot smarter to get the surgery now without also having a mortgage to worry about.

Last Edited: April 19, 2015, 5:32 AM